Market Trends
This week saw some good news for the housing market! We saw mortgage rates drop to a 9 month low! The fed has also signaled it may reverse course on future rate hikes. We are still in the middle of winter but spring is in the air 🌷
Usher in January
January's here and its a new year! We wish you all ✌, health and prosperity . To help with the last part here are three things you can do to get the year started! 1. Put away for retirement! Make sure you're contributing the maximum you can to 401k and or IRAs 2. Consider re-balancing your portfolio - we aren't giving specific investment advice but check your portfolio mix and consult a reputable advisor if needed 3. Check your investment fund fees! Some mutual fund fees are higher than you think and can add up over time! Now we know its cold out so its not a bad time get out a blanket and check out whats new on the 📺 On Netflix catch Solo, for the adults the classic…
Happy New Years
Wishing you a Happy New Year! 🎉 May 2019 bring you and your family, peace, joy and happiness!
Happy Holidays!
Happy Holidays 🎄🎁🎅🤶🎉❄ We wish you and your family the best this holiday! Enjoy your presents, meals, and most importantly family and loved ones!
End of Year Financial Checklist
As we near the end of year its a good time to make sure you make sure you're good to go with your finances ✅ Here are some (but not all!) to keep in mind: Put funds in your HSA account (if eligible) the max contribution for families is $6900, for individuals its $3,450 before taxes. Realize any capital gains losses (they can be used up to $3,000 against ordinary income as well) Max out your 401k (if possible) Contribute to your 529 plan (if you have kids or grandkids) And of course make sure to donate to charity before December 31!
5 things to do if you’re going remodel
5 things to do if you're going remodel 1. Have it planned - set a budget, plan your products and materials in advance 2. Think about how its going to be used - consider long term maintenance costs when comparing prices 3. Hire someone qualified - hiring the best person for the job is key, get references and check past work 4. Get a detailed contract - make sure everything is covered including start and finish dates 5. Stay cool! Remodeling often has snags and surprises - keep your cool and focus on the finish line!
Happy Labor Day!
Happy Labor Day from all of our family to yours! We're wishing you get to enjoy the last weekend of "summer"