How to Outsmart the Market: Why Timing Isn’t Everything in Homebuying
If you’ve been waiting for the “perfect moment” to buy a home, you’re not alone. Many buyers watch mortgage rates like stock prices, hoping to catch the market at its absolute lowest point. But here’s the truth: the best time to buy isn’t when rates hit a magic number — it’s when you’re financially and emotionally ready to take the next step toward your goals. Markets move in cycles, but opportunity is constant. Smart buyers focus less on short-term rate dips and more on long-term stability. Even a small rate change is often outweighed by home appreciation, potential tax benefits, and the comfort of having a place to truly call your own. The key is understanding your numbers and working with a professional who can help you navigate them. In…